Financial Planner in Wappingers Falls, NY

What Is A Financial Planner

A financial advisor specializes in providing guidance and advice to individuals or organizations on a wide range of financial matters, including investments, tax laws, and insurance. On the other hand, a financial planner is dedicated to creating comprehensive financial plans tailored to their clients' specific needs. These plans encompass various aspects such as savings, investments, insurance, retirement, and estate planning.


Our team of seasoned financial planners also act as financial advisors, working with clients to develop and coordinate comprehensive financial plans that align with their long-term financial objectives and savings targets. They will conduct a thorough analysis of your current financial situation and devise a personalized plan to set you on the path to financial success. Moreover, they can provide expert guidance on stocks and bonds, taxes, and optimizing your investment portfolio.

Your Trusted Financial Advisor & Financial Planner in the Hudson Valley

At Sage Investment Advisers, LLC, we combine the personalized approach of a financial planner with the expertise of a fiduciary financial advisor to help you build, protect, and preserve your wealth.


Based in Wappingers Falls, NY, we proudly serve clients across the Hudson Valley, including Poughkeepsie, Fishkill, Beacon, and surrounding communities.


As a fee-only fiduciary firm, our commitment is simple: put your needs first. Unlike commission-based firms, Sage provides objective, transparent financial planning focused on your future—not product sales.

What We Offer

Choosing the right financial planner or financial advisor is one of the most important decisions you’ll ever make. At Sage, you gain a long-term partner who will:

  • Put your best interests first (fiduciary standard)
  • Build a financial plan that adapts as your life changes
  • Provide ongoing monitoring, reviews, and guidance
  • Help you retire with confidence and peace of mind


Visit us at 1829 South Road, Wappingers Falls, NY, or schedule a consultation today to see why Sage Investment Advisers is the Hudson Valley’s premier financial planning firm.



FAQs-Financial Planner in Wappiners Falls, NY

At Sage Investment Advisers, we believe financial planning isn’t about products — it’s about people. Our fee-only fiduciary planners work with individuals, families, and business owners in Wappingers Falls and throughout the Hudson Valley to create clear, personalized paths toward financial freedom.


Below are answers to the most common questions about working with a financial planner and what makes Sage different.

  • What does a financial planner do?

    A financial planner helps you design a complete strategy for your money — from budgeting and investing to retirement and estate planning. At Sage, we take a holistic approach, aligning your financial plan with your goals, values, and life stage so that every dollar works toward your long-term success.

  • What is the difference between a financial planner and a financial advisor?

    While both offer financial guidance, a financial planner focuses on your overall financial life — savings, debt, retirement, taxes, insurance, and legacy planning — while a financial advisor often emphasizes investment management.


    At Sage, we provide both: comprehensive financial planning and ongoing advisory services for complete, cohesive guidance.

  • Are Sage financial planners fiduciaries?

    Yes. Every advisor at Sage is a fiduciary, meaning we are legally and ethically bound to act in your best interest. Because we are fee-only, we do not receive commissions or incentives for recommending specific products. Our only commitment is to you and your financial wellbeing.

  • What types of financial planning services do you offer?

    Our approach blends Wall Street expertise with Main Street values. As a local, independent firm, we offer personalized attention you won’t find at large national institutions. You’ll work directly with an experienced advisor who knows your name, your goals, and your community. 


    Our services include:


    • Comprehensive Financial Planning

    • Retirement Income & Distribution Planning

    • Investment Portfolio Design

    • Tax-Efficient Strategies

    • College Savings & Education Planning

    • Estate & Legacy Planning

    • Small Business Financial Planning

    Each plan is tailored to your specific needs and reviewed regularly as life and markets change.

  • Can I meet with you virtually or only in person?

    Both! You can visit our Wappingers Falls office for a face-to-face consultation or meet with us virtually via secure online meetings — whichever is more convenient for you.

  • How do I schedule a consultation?

    You can schedule your complimentary consultation by:



    Our team will reach out to confirm your appointment and help you prepare any materials needed for your first meeting.

  • What should I expect in my first financial planning meeting?

    Your initial consultation is complimentary and no-obligation. We’ll discuss your financial goals, review your current situation, and identify opportunities for improvement. You’ll receive clear next steps on how we can help — without any pressure or sales pitches.

  • How do you create a personalized financial plan?

    Every plan at Sage begins with understanding you — your goals, values, and current financial picture. We then analyze your income, expenses, assets, liabilities, and long-term objectives to create a customized strategy. Your plan is designed to evolve with your life — whether you’re changing careers, buying a home, starting a business, or approaching retirement.

  • What financial planning tools or technology do you use?

    We use secure, industry-leading planning software and client portals that give you a clear, real-time view of your entire financial picture. You’ll be able to track goals, monitor progress, and access your documents safely from anywhere — with the support of your dedicated financial planner whenever you need guidance.